It’s a question we hear a lot right now: Should I wait to sell my Chester County home until interest rates come down? It’s a reasonable concern, but timing the market perfectly is rarely as straightforward as it sounds. Let’s break down what you should know before deciding.
What’s Happening with Interest Rates?
Mortgage rates have been higher than many sellers and buyers grew accustomed to in recent years. Interest rates for standard home loans have been hovering above 6% in 2025. While rates may eventually decline, there’s no guarantee about when or how dramatically they will change. Waiting could mean missing out on qualified buyers who are actively shopping now despite higher borrowing costs.
Demand in Chester County Remains Strong
Chester County continues to see steady buyer demand thanks to excellent schools, strong local amenities and our proximity to employment hubs. Inventory is still relatively tight, which means well-priced, well-presented homes are selling quickly. This is true even in a higher-rate environment. Many buyers have adjusted their expectations and are ready to act now rather than gamble on waiting.
The Risks of Waiting
- Market competition: If rates drop, more sellers may flood the market, creating more competition for your listing.
- Property condition: Holding onto your home longer may mean more maintenance or unexpected repairs.
- Life goals: If moving supports your lifestyle or financial goals, postponing could delay plans unnecessarily.
How The Cyr Team Can Help
Our data-driven approach helps you decide whether selling now or later makes sense. We’ll evaluate comparable sales, market demand and your personal situation to guide you with confidence. If you choose to sell, we can help you prep your home, set strategic pricing and attract the right buyers—with strategies targeted to succeed in today’s rate environment.
“They had a system and a plan, and it made all the difference.” – Karen F., Chester County homeowner
Chester County Market Outlook
While mortgage rates influence buying power, Chester County’s desirable location keeps housing demand resilient. Homes in West Chester, Downingtown and Malvern that are priced and marketed effectively continue to sell with strong interest. Waiting may not yield a significant advantage and could introduce more uncertainty.
Ready to Talk Strategy?
Reach out to The Cyr Team for a free, no-obligation consultation. Whether you want to list this season or wait and see, we’ll help you create a plan that meets your needs and maximizes your home’s potential.
The Cyr Team, led by Vincent Cyr, is a real estate advisory group serving buyers and sellers—both luxury and non‑luxury—across Chester, Delaware, and New Castle Counties (PA & DE). We deliver data‑driven market insights, negotiation excellence, and full‑lifecycle project management—from staging and inspections through closing. Our clients appreciate our structured systems, responsiveness, and the personal care we bring to every transaction.