How Home Affordability Impacts Buying, Selling and Renting Trends

Model house atop gold coins, representing home affordability and pricing trends.

In our previous article, we talked about the effects of high mortgage rates on the real estate market. [Click here to read the full article.] We touched on the subject of rising home prices, as well. In this post, we would like to dig deeper on the trends of home pricing, renting and overall home […]

Which Real Estate Documents Should I Keep (and for How Long)?

Key on a notebook, representing real estate documents

When you buy or sell a home, there is a lot of paperwork that needs to be completed. These represent various legal documents, mortgage loan agreements, title records, tax information and other documents representing your side of the real estate transaction. The big question is what do you actually need to keep in your possession […]

How to Pay Off Your Mortgage Early

Row of money houses, concept for how to pay off mortgage early.

Having a mortgage is a big part of being a homeowner for most Americans. Getting a home loan is the only way most of us can afford to purchase a property, so it’s a natural part of the real estate cycle. Ultimately, making loan principal and interest payments is a good thing. You are not […]

Why Ethics Matter in Real Estate

Happy family at home, representing the importance of ethics in real estate.

We are in a very interesting time right now as the real estate market presents more challenges for home buyers, home sellers, and the real estate agents helping coordinate transactions. The inflated economy and high mortgage rates have made it tougher for many buyers to buy and sellers to sell. Deals are still getting done. […]

How to Improve Your Credit Score

Row of houses made from money, mortgage loan concept to improve credit score.

If you are preparing to buy a home and planning to finance it with a mortgage loan, one of your top priorities should be getting your finances in order. Having a strong financial standing will help you qualify for a home loan and get the lowest possible mortgage rate. Some of the steps you can […]

The State of Real Estate—Housing Market 2022

There are a lot of questions in the real estate market right now. Is the market crashing because of inflation and high mortgage rates? Why are mortgage rates so high and will they ever come back down? Is now a good time to sell a home? Should home buyers wait until market conditions improve? We’re […]

Home Appraisal 101—The Questions You Need to Ask

Home appraisal, home price concept

If you are buying a home with a mortgage loan, a home appraisal will be required by your lender. The appraisal is performed as a way to protect both you and the lender from paying more than the home is worth. The process is there to provide an independent opinion of the market value of the […]

What Does an Economy with Inflation Mean?

Wooden houses with arrow chart rising to represent market inflation

We’ve been talking to many clients about inflation lately. They keep hearing about it on the news. It’s surprising how few—especially those under the age of 50—really know what inflation is and what it means to be in an inflated economy. More specifically, we like to help educate home buyers and homeowners about the effects […]

What Home Buyers Need to Know in this Fast-Moving Seller’s Market

Home buyers looking at house for sale

It is an interesting time for home buyers during this condensed summer market. Being quarantined at home for a couple months forced a lot of homeowners and renters to rethink their housing needs. Whether they want more space or a place where they can comfortably work from home, a lot of people are ready and […]

6 Things Mortgage Lenders Should Avoid Doing if They Want Our Referrals

As we discussed in our last blog article, there are a lot of moving parts in a real estate transaction. One problem can ripple outward and affect every party involved in a home sale—potentially affecting multiple contingent purchases and sales. Undoubtedly the two most stressful parts of a real estate transaction are the home inspection […]